Automotive

Sunday, August 2, 2020

2021 Audi S8 Review


Overview


For speed freaks with a penchant for comfort and luxury, there's few flagship sedans that do it as well as the 2021 Audi S8. 

With a twin-turbocharged V-8 quietly toiling away under the hood, the S8 can effortlessly blast you and three others to high speeds. And when the going gets twisty, Audi's big four-door can gobble pavement at an eye-opening pace. 

Based on the more mellow A8 luxury sedan, the S8 receives a performance suspension, upgraded brakes, and a punchier power-train, but its exterior styling barely whispers "high-performance"—which makes it a stealth bomber for the road. 

Inside, the S8 offers just as much space and as many creature comforts as rivals such as the BMW 7-series and the Mercedes-Benz S-class, including massaging front and rear seats, the latest in infotainment features, high-quality materials, and excellent fit and finish.


2021 Audi S8 Review, Pricing, and Specs
2021 Audi S8

What's New for 2021?


The S8 is coming off a complete redesign for the 2020 model year so it sees few changes for 2021. 

New standard equipment includes 21-inch wheels, summer tires, and heated armrests for the front-seat passengers. The Black Optic package receives a new 21-inch wheel design.

2021 Audi S8

Pricing and Which One to Buy

  •  S8: $131,895

    That six-figure starting price is steep, but the S8 comes fairly well-equipped even by luxury car standards. 

    We'd suggest the Cold Weather package to buyers in northern climes as it adds heated rear seats and adaptive windshield wipers; 

    The Executive package is also appealing and comes with Audi's cool laser headlamps, automatic high-beams, blind-spot monitoring, and rear cross-traffic alert. 

    It also includes Audi's OLED tail-lamps, which stage a quick light show when you unlock the car with the fob.


    Behold! 2020 Audi S8 Arrives With Sleek Styling And Lots Of Power ...
    2021 Audi S8

    Engine, Transmission, and Performance


    The S8's sole engine choice is a potent one: a twin-turbocharged 4.0-liter V-8 engine making 563 horsepower and 590 lb-ft of torque. All-wheel drive is standard, and the transmission is an eight-speed automatic. 

    Audi claims a top speed of 155 mph, and there are fuel-saving systems, too, including cylinder deactivation and a mild-hybrid setup with a small electric motor and battery. The S8 goes from 0 to 60 mph in just 3.2 seconds. 

    An active suspension system can control each wheel individually to improve ride quality, and it is tuned differently than that of the standard A8, promising improved cornering prowess thanks to reduced body roll. 

    Audi also includes equipment such as a torque-vectoring rear differential and rear-wheel steering to increase agility; powerful carbon-ceramic brakes are optional.


    2021 Audi S8

    Fuel Economy and Real-World MPG


    Even though the S8 is technically a hybrid, buyers shouldn't expect Toyota Prius-level fuel efficiency. The EPA estimates that the best we can expect is 22 mpg on the highway, with the city rating dropping down to just 13 mpg.


    2021 Audi S8

    Interior, Comfort, and Cargo


    Fine materials line nearly every square inch of the S8's cabin, including diamond-stitched leather upholstery, a faux-suede headliner, and a stitched leather dash cover. 


    2021 Audi S8

    The front seats offer standard heating, cooling, and massage, while the rear cabin offers tons of space for passengers to stretch out. 

    To pamper those in the back seat even more, consider the Rear Seat Comfort package, which adds power-adjustable outboard seats with heat, ventilation, and massage, plusher headrests, heated armrests, and a remote control for the car's infotainment system. 


    2021 Audi S8


    Four-zone automatic climate control is standard, as is a multi-color ambient interior lighting system. 

    The trunk is generously sized and identical to that of the A8, which proved its mettle in our testing by holding six carry-on suitcases. For comparison the S-class held 5 and the 7-series held just three.


    2021 Audi A8 Release Date, Performance Rumors, Change | 2019 ...
    2021 Audi S8

    Infotainment and Connectivity


    As with the standard A8, the S8's interior is a rolling tech showpiece. Multiple touchscreens control climate, audio, navigation, and myriad connectivity functions. 

    Audi's 12.3-inch Virtual Cockpit digital gauge cluster is standard, as is a 10.1-inch upper infotainment system and an 8.6-inch lower display. 

    Apple CarPlay, Android Auto, an on-board Wi-Fi hotspot, and in-dash navigation are all standard, and occupants can charge their compatible smartphones wirelessly using the S8's charging pad. Audiophiles will be happy to find that a 17-speaker Bang & Olufsen system is standard; for $5900, Audi will substitute a 23-speaker setup.


    2021 Audi S8

    Safety and Driver-Assistance Features


    Neither the National Highway Traffic Safety Administration (NHTSA) nor the Insurance Institute for Highway Safety (IIHS) have performed crash tests on the S8. 

    Audi offers several safety features as standard, but more desirable driver-assistance technologies such as adaptive cruise control and lane-keep assist are optional. Key safety features include:

    •  Standard automated emergency braking with pedestrian detection
    •  Standard lane-departure warning
    •  Available adaptive cruise control with semi-autonomous driving mode

    • 2021 Audi S8

      Warranty and Maintenance Coverage


      Like its stablemates, the S8 is covered by a four-year/50,000-mile warranty policy, and Audi provides the first scheduled maintenance visit at 10,000 miles free of charge. 

      Buyers may find more value in the BMW 7-series' or Volvo S90's three-year complimentary maintenance plans.

      •  Limited warranty covers 4 years or 50,000 miles
      •  Power-train warranty covers 4 years or 50,000 miles
      •  Complimentary maintenance is covered for 1 year or 10,000 miles.




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      Saturday, August 1, 2020

      Biggest Property/Casualty Insurance Groups

      1. State Farm

      Direct Premiums Written: $64.8 billion

      Market Share: 10.1%



      2. Berkshire Hathaway

      Direct Premiums Written: $38.4 billion

      Market Share: 6.0%


      3. Liberty Mutual

      Direct Premiums Written: $33.8 billion

      Market Share: 5.3%


      4. Allstate

      Direct Premiums Written: $31.5 billion

      Market Share: 4.9%



      5. Progressive

      Direct Premiums Written: $27.8 billion

      Market Share: 4.3%


      6. Travelers

      Direct Premiums Written: $24.8 billion

      Market Share: 3.9%


      7. Chubb

      Direct Premiums Written: $21.2 billion

      Market Share: 3.3%



      8. USAA

      Direct Premiums Written: $20.1 billion

      Market Share: 3.1%


      9. Farmers

      Direct Premiums Written: $19.8 billion

      Market Share: 3.1%


      10. Nationwide

      Direct Premiums Written: $19.2 billion

      Market Share: 3.0%



      11. AIG

      Direct Premiums Written: $14.0 billion

      Market Share: 2.2%


      12. Zurich

      Direct Premiums Written: $13.0 billion

      Market Share: 2.0%


      13. Hartford

      Direct Premiums Written: $11.1 billion

      Market Share: 1.7%


      14. CNA

      Direct Premiums Written: $10.4 billion

      Market Share: 1.6%


      15. AmTrust Group

      Direct Premiums Written: $10.2 billion

      Market Share: 1.6%


      16. American Family

      Direct Premiums Written: $8.3 billion

      Market Share: 1.3%


      17. Auto Owners Group

      Direct Premiums Written: $7.1 billion

      Market Share: 1.1%


      18. Erie Insurance

      Direct Premiums Written: $6.6 billion

      Market Share: 1.0%


      19. Tokio Marine

      Direct Premiums Written: $6.6 billion

      Market Share: 1.0%


      20. American Financial

      Direct Premiums Written: $5.9 billion

      Market Share: 0.9%








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      2021 Audi Q3 Review


      2021 Audi Q3

      Overview

      If you took Audi's mid-size Q8 SUV and hit it with a shrink ray, it would turn into the 2021 Q3. From its large trapezoidal grille to aggressively canted rear hatch, the junior Audi SUV does its best impression of the brand's larger crossovers. 

      Inside, buyers will find a tech-heavy interior, which is expected from modern Audis, but it offers youthful flair in the form of optional brightly-colored suede dash trim and multi-color ambient interior lighting. 

      A turbocharged four-cylinder and standard all-wheel drive provide decent pep and all-weather assurance, but those seeking outright speed may be disappointed. Still, its agile chassis gives it the moves to challenge driver-favorites such as the BMW X1 and Mercedes-Benz GLA-class.


      2021 Audi Q3 - ALL-NEW Audi Q3 Sportback 2021 Perfect Luxury SUV ...
      2021 Audi Q3


      What's New for 2021?


      Audi has simplified the Q3 lineup for 2021 by dropping the top-flight Prestige trim level and splitting its features into available Technology or Convenience packages on the remaining Premium and Premium Plus trims. 

      The entry-level Premium model now comes standard with power-adjustable front seats, lane-departure warning, and steering-wheel-mounted shift paddles. 

      The Convenience package now includes an auto-dimming rearview mirror with an integrated compass, heated power-folding exterior mirrors, and LED interior lighting. 


      2021 Audi Q3


      The Premium Plus model gains adaptive cruise control as a standard feature and can be equipped with a new Technology package that includes a 12.3-inch digital gauge cluster, a larger 10.1-inch infotainment display, a Bang & Olufsen stereo system, and built-in navigation. 

      All Q3s now come standard with the previously optional S line Exterior package, which includes 19-inch wheels and S line-branded door-sill inlays. 

      A Black Optic exterior package (unique 19-inch wheels and black exterior trim) is now available, as is a Parking Assistance package, which includes a 360-degree exterior camera system and a self-parking feature.


      2021 Audi Q3


      Pricing and Which One to Buy

      •  Premium: $36,995
      •  Premium Plus: $40,295

        Although it's now the most expensive model, the Premium Plus trim still represents the best buy in the Q3 lineup. 

        Its relatively affordable price tag equips it with many desirable features, including a wireless charging pad, blind-spot monitoring, passive entry with push-button start, LED headlamps, and adaptive cruise control. 

        We'd also suggest the aforementioned Technology package, which unlocks the coolest tech features Audi has to offer.

        2021 Audi Q3


        Engine, Transmission, and Performance


        The Q3 is powered by a 228-hp turbocharged four-cylinder engine and comes standard with an eight-speed automatic transmission and Quattro all-wheel drive, its transmission shifted smoothly during normal operation and has sportier reactions when shifted into S mode. 

        Thankfully, its suspension damped out all but the harshest road imperfections. Direct steering with a light-to-the-touch feel gives the Q3 a sense of agility. The little SUV also moves with the same grace as its larger siblings when pitched down a twisty section of road.


        2020 Audi Q3 – ALL-NEW Audi Q3 2020 - YouTube
        2021 Audi Q3


        Fuel Economy and Real-World MPG


        While the EPA hasn't released fuel-economy estimates for the 2021 model year, the Q3's lack of mechanical changes suggest the ratings will be the same as last year. The 2020 Q3 is expected to earn 19 mpg in the city and 27 mpg on the highway. 

        Those numbers are between 3 and 4 mpg lower than similarly equipped rivals, such as the X1 and Volvo XC40. 

        However, the Q3 we tested on our 200-mile fuel-economy route exceeded its government highway rating by 4 mpg (31 total), which matched the real-world figure on the X1 we tested.


        2021 Audi Q3


        Interior, Comfort, and Cargo


        The Q3's cabin addresses all of our complaints about that of the outgoing model, with a much improved driving position, a user-friendly layout of its controls, and finer materials. 

        Its standout standard features include a panoramic sunroof, leather upholstery, heated front seats with eight-way power adjustments and lumbar support for the driver. 


        2021 Audi Q3


        More luxurious options include ambient interior lighting, a fully digital gauge cluster, and contrasting microsuede on the dashboard and doors. 

        The cabin is also more spacious than the previous model, but its back seat still lacks sufficient legroom to keep adults comfortable on long slogs. 

        We managed to fit six carry-on suitcases in the cargo area and another 12 bags with the rear seats folded. Those are both less than we fit in the X1 but on par with the Jaguar E-Pace.


        2021 Audi Q3 Review, Ratings, Specs, Prices, and Photos - The Car ...
        2021 Audi Q3



        Infotainment and Connectivity


        Audi equips most Q3 models with an 8.8-inch touchscreen MMI infotainment system that features Apple CarPlay and Android Auto. A larger 10.1-inch touchscreen is also available with the same content. 

        We found the interface to be attractive and mostly easy to operate due to its large icons and haptic feedback. However, its low position on the dashboard can be distracting. 

        Top options include SiriusXM satellite radio, wireless charging, and a 15-speaker, 680-watt Bang & Olufsen audio system.


        2021 Audi Q3


        Safety and Driver-Assistance Features


        The 2021 Q3 hasn't been crash tested by the National Highway Traffic Safety Administration (NHTSA) or the Insurance Institute for Highway Safety (IIHS). 

        However, the 2020 version earned a five-star NHTSA rating, and the 2019 Q3 was named a Top Safety Pick+ by the IIHS. 

        The subcompact-luxury crossover also offers a wide range of driver-assistance technology, such as automatic high-beam headlights and automated emergency braking. Key safety features include:

        •  Standard automated emergency braking with pedestrian detection
        •  Standard lane-departure warning
        •  Available adaptive cruise control

        • 2021 Audi Q3

          Warranty and Maintenance Coverage


          Audi provides a competitive limited and power-train warranty on every 2020 Q3. However, its complimentary maintenance falls short of what BMW and Jaguar offer.

          •  Limited warranty covers four years or 50,000 miles
          •  Power-train warranty covers four years or 50,000 miles
          •  Complimentary maintenance is covered for one year or 10,000 miles.

          2021 Audi Q3






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